California Boat Loans – Tinigard http://tinigard.info/ Mon, 21 Nov 2022 15:01:40 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://tinigard.info/wp-content/uploads/2021/05/default1-150x150.png California Boat Loans – Tinigard http://tinigard.info/ 32 32 Ernest Talks series showcases culture and history at McFarland State Historic Park https://tinigard.info/ernest-talks-series-showcases-culture-and-history-at-mcfarland-state-historic-park/ Mon, 21 Nov 2022 15:01:40 +0000 https://tinigard.info/ernest-talks-series-showcases-culture-and-history-at-mcfarland-state-historic-park/ Florence, a historic town in Pinal County southeast of Phoenix, is the backdrop for an exciting series of monthly lectures highlighting Southwestern culture, cuisine and history. Housed in Pinal County’s oldest courthouse in McFarland State Historic Park, Ernest speaks is a series of events, often in partnership with AZHumanities, featuring talks by prominent historians, authors, […]]]>

Florence, a historic town in Pinal County southeast of Phoenix, is the backdrop for an exciting series of monthly lectures highlighting Southwestern culture, cuisine and history.

Housed in Pinal County’s oldest courthouse in McFarland State Historic Park, Ernest speaks is a series of events, often in partnership with AZHumanities, featuring talks by prominent historians, authors, scholars, and musicians, among others.

Speakers are scheduled monthly and cover a range of topics from Arizona ghost town history and western movies to true crime, food and music.

Past events have included: Miners, Cowboys and Washerwomen: The worksongs of Arizona; Chiles & Chocolate: Sweet and Spicy Foods in the American West; Ghosts of the Past: The Ghost Towns That Built Arizona; among a variety of others.

The location of the series is just as historic as the content. McFarland State Historic Park, Arizona’s first state park and named after Ernest “Mac” McFarland, the only person in Arizona history to serve in all three branches of government.

Governor Ernest William McFarland (1955-1959) was a farm boy from Oklahoma who arrived in Arizona in 1919 with just one suit and $10 in his pocket.

The series’ goal is to create “awareness of this building, Arizona’s history, and the contributions Senator McFarland has made to Arizona,” said Sherri Crosslin, director of special events at the Greater Florence Chamber of Commerce.

McFarland came from humble means to eventually rise to the highest political ranks in the state and nation, and made many lasting contributions to Arizona and the United States.

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The best climate-conscious travel agencies https://tinigard.info/the-best-climate-conscious-travel-agencies/ Fri, 11 Nov 2022 18:00:14 +0000 https://tinigard.info/the-best-climate-conscious-travel-agencies/ A non-profit organization based in Berkeley, California, Seacology works to preserve natural habitats and island cultures. It all started in 1990 when American ethnobotanist Dr. Paul Cox was doing research in Samoa. Falealupo villagers were selling logging rights to their rainforests to build a school. Dr. Cox raised money for them in return for a […]]]>

A non-profit organization based in Berkeley, California, Seacology works to preserve natural habitats and island cultures. It all started in 1990 when American ethnobotanist Dr. Paul Cox was doing research in Samoa. Falealupo villagers were selling logging rights to their rainforests to build a school. Dr. Cox raised money for them in return for a promise to preserve their precious rainforests, and Seacology was born.

Since then, the association has launched more than 380 projects, from preserve sea turtles in Indonesia at protection of mangroves in Kenya. The projects provide a community benefit, such as livelihood training or providing infrastructure such as an ecotourism center or solar panels. This makes residents engaged in conservation work and empowers them.

Seacology also runs ecotourism travel programs, where a small group can visit a project, stay at a luxury resort, and experience its unique host environment. A expedition to the philippines is slated for December for $1,500 and up. Stay at Buceo Anilao Beach and Dive Resort and beyond diving and snorkeling, visit a Seacology project and hear from marine and island conservation experts.

Related: More than 216 million people could have to move by 2050

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Federal Fugitive Arrested at Disney World https://tinigard.info/federal-fugitive-arrested-at-disney-world/ Fri, 04 Nov 2022 19:49:59 +0000 https://tinigard.info/federal-fugitive-arrested-at-disney-world/ Walt Disney World is labeled as “the most magical place on earth,” but that wasn’t the case for an unlucky guest who was arrested by the feds at Disney’s Animal Kingdom in October. Prior to his trip to Disney World in Orlando, Florida, Quashon Burton, a New York native who lives in Brooklyn, had been […]]]>

Walt Disney World is labeled as “the most magical place on earth,” but that wasn’t the case for an unlucky guest who was arrested by the feds at Disney’s Animal Kingdom in October.

Prior to his trip to Disney World in Orlando, Florida, Quashon Burton, a New York native who lives in Brooklyn, had been on the run from authorities for nearly a year before being discovered at the Animal Kingdom theme park on October 20 . .

The United States Postal Inspection Service initially attempted to arrest Burton in November 2021 after he was allegedly linked to an impersonation scheme in which $150,000 in federal COVID-19 loans were been stolen. However, he separated before he could be arrested for the crime.

Nearly a year after Burton was framed for the crime and fled, Federal Postal Inspector Jeff Andre coincidentally located Burton at Animal Kingdom while he himself was on vacation.

Andre spotted Burton by a notable “H” tattoo located on the fugitive’s neck. The Federal Postal Inspector quickly contacted local authorities.

Burton was then secured at a bus stop outside Animal Kingdom, where he was reportedly arrested and charged with resisting an officer without violence.

Burton has since been turned over to the federal government.

On Nov. 3, a judge ruled that Burton, whom prosecutors called an “extreme flight risk,” should not be released on bail before trial because of his flight history.

According Yahoo!Andre said that prior to his arrest, Burton had created a “complex web of identities that made his crimes difficult to investigate”.

“He has clearly demonstrated the ability to hide his true identity to evade law enforcement. He has also demonstrated a willingness to lie about that identity to avoid arrest,” Andre said.

25 Not-So-Magical Incidents at Disney Theme Parks

From ride malfunctions to guest explosions and Animatronic failures, these incidents at Disney theme parks have been then not endorsed by Mickey Mouse.

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It pays to have financial knowledge. I learned why the hard way https://tinigard.info/it-pays-to-have-financial-knowledge-i-learned-why-the-hard-way/ Thu, 20 Oct 2022 18:16:35 +0000 https://tinigard.info/it-pays-to-have-financial-knowledge-i-learned-why-the-hard-way/ ADAMS COUNTY, CO – FEBRUARY 02: Chris Smith tends to his family’s belongings during a … [+] evicted from his foreclosed home on February 2, 2009 in Adams County, Colorado. The family rented from a landlord, who collected the monthly payments but had stopped paying his mortgage. The bank seized the property and called the […]]]>

If I learned anything from my parents’ financial struggles, it’s that you have to make informed decisions when it comes to money.

We lived well growing up. We were the typical Southern California family with a ranch in an expensive Los Angeles suburb with several (rented) cars and a boat.

That is, until my father lost his job of over 20 years in a large public company. I was 11 years old. We lost our home and moved to Oregon to find cheaper housing. After about three years there, my dad took a new job in Southern California and we were all ready to come back.

But then, after putting a down payment on a house in California after we had already sold our house in Oregon, my dad lost his (new) job. Long story short, we ended up spending over $20,000 on a summer trip when we were virtually homeless. Spending on travel instead of saving triggered my family’s financial problems.

If you don’t understand personal finance, you are more likely to experience financial difficulties. Indeed, you will constantly worry about money and wonder if you are making the right decisions with your finances.

Financial stress can harm your mental and physical health and can even lead to relationship problems. In reality, a study showed that 70% of married or cohabiting Americans have had a disagreement with their partner about finances in the past year. It also showed that financial “infidelity” is enough to end about 40% of relationships.

My parents stayed together and are now enjoying life in Florida, but we need to rethink how we talk about financial literacy. Most of us don’t learn about money until we are older, if at all. And often it’s because we have to (you’re buying a house) or you’re in trouble (you’re behind on a car loan payment).

Part of the reason we are not taught this is that it is not required. Getting access to financial education earlier in schools is a huge step, but it’s only half the battle.

The other half takes ownership of your education. There are real costs to not having financial literacy. You don’t need to know everything, but understanding the basics of interest, investing, and taxes will go a long way toward building wealth over time.

Why is access to financial education so important?

Good financial decisions impact almost every area of ​​your life. They affect your retirement, the quality of education you receive, the foods you eat, your access to health care and much more.

If you don’t know anything about personal finance, you’re missing out on money-saving opportunities. This doesn’t just mean putting money in a savings account; it also means knowing how to invest in a 401(k) or how to take advantage of tax-efficient accounts like IRAs. As a result, you could end up paying thousands of dollars more in taxes than necessary.

In today’s economy, many employers are looking for candidates who have a basic understanding of financial concepts. If you don’t have this knowledge, it can be difficult to find a job after graduation. My advice to students is not to skip accounting or finance courses. In fact, I encourage you to take electives that cover these topics in greater depth.

If you’re unfamiliar with major financial topics, you’ll likely be less prepared for unexpected expenses. On a small level, it could be something like your broken down car. But the problem gets worse as the stakes rise: what if you lose your job or getting sick and having to miss work while racking up medical bills? You may not have the savings or credit available to cover these unexpected costs. As a result, you could find yourself indebted or even bankrupted by these unexpected financial events.

So let’s look at some of the ways a basic understanding of personal finance can help you move forward.

Avoid debt

One of the most important aspects of personal finance is learning how to manage debt. Credit cards, student loans, and other types of debt can be difficult to pay off if you don’t fully understand interest rates and other financial concepts.

For instance, a 1% difference in your mortgage rate can make a substantial financial difference to both your payment and the total amount you’ve paid over time. Or you may decide that a $20,000 car is better for your future finances, even if you qualify for a $40,000 car loan.

Without a complete understanding of your overall financial situation, that shiny new car might be too much to resist.

Create wealth

Another important aspect of financial education is learning how to build wealth over time. If you do not have a good understanding of financial concepts, it will be difficult for you to make informed decisions about save for retirement or invest in a 529 college savings plan when you have children, for example.

However, if you understand high yield savings accounts, how banks work and what it means to own sharesyou’ll be able to make smart decisions about how best to save for your (and your family’s) future.

Failing to save properly for your future means that financial emergencies are likely to wreak havoc on your life.

Make smarter investments

If you don’t understand basic financial concepts, it can be difficult to make wise investment choices.

Investing can be intimidating which keeps many people from getting started, but when you know the basics it can be much more accessible.

I know from experience – both good and bad – that a single investment decision can change the outcome of your entire portfolio for years, if not forever. It sounds dramatic, but imagine putting all your money into Bitcoin at $61,000 thinking it would hit $200,000. As of this writing, it is hovering around $19,000.

It is a dangerous game to play. However, if you’ve spent time understanding markets (and, now, unregulated markets) and how they work, you’ll be able to make sound decisions about which ones are right for you.

Achieve financial goals

One of the most important concepts I learned in college was the time value of money.

It’s simple, but when you understand how money can grow exponentially, it can dramatically change the way you make financial decisions when you have a long-term view for the future.

So whether you want to buy a house, retire early, or send your kids to college without a student loan, take advantage of financial education — through blogs, videos, podcasts, and courses, many of which are available free online – will help you develop a rock-solid plan to reach your personal financial goals as soon as possible.

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The pros and cons of a home equity loan https://tinigard.info/the-pros-and-cons-of-a-home-equity-loan/ Thu, 13 Oct 2022 07:00:00 +0000 https://tinigard.info/the-pros-and-cons-of-a-home-equity-loan/ Editorial independence We want to help you make more informed decisions. Certain links on this page – clearly marked – may direct you to a partner website and allow us to earn a referral commission. For more information, see How we make money. Owners who have bought a year or two ago may be considering […]]]>

We want to help you make more informed decisions. Certain links on this page – clearly marked – may direct you to a partner website and allow us to earn a referral commission. For more information, see How we make money.

Owners who have bought a year or two ago may be considering their situation right now and feeling rather lucky: they bought before interest rates have skyrocketedand some sit on important home equity.

If you are in this camp, or if you bought before this real estate boom, and are looking to take advantage of this equity, a home equity loan could be a great option. It is a way of borrowing a lump sum of money — to finance a home renovation or one debt consolidation, for example — with a relatively low interest rate compared to other forms of debt. And unlike a cash refinancewhich was a popular option until recently, you won’t have to give up a low interest rate on your main mortgage.

But before deciding on a home equity loan, you should consider the potential disadvantages, too. Here’s what you need to know about the pros and cons.

What is a home equity loan?

A home equity loan is a second mortgage, which means it’s a loan on your home that takes a “second position” after your main mortgage. You can use the money for anything and you will receive the money in a lump sum once the loan is approved.

“You basically take equity, or what you have in your home, and borrow against it,” says Marguerite Chengcertified financial planner at Blue Ocean Global Wealth.

This is different from a home equity line of credit, which also relies on the equity in your home, but works more like a credit card, where you only pay back what you spend. Home equity loans, on the other hand, are more rigid: you withdraw a sum of money all at once and pay it back in fixed payments (with interest) over the term of the loan, usually 20 or 30 years.

Prices are on the rise

The highest inflation in 40 years has yet to come down. The consumer price index showed price up 8.2% year-over-year in September, barely an improvement from August’s 8.3%.

This has implications for the Federal Reserve’s efforts to curb price growth, but it also means a lot for consumers, especially those looking to borrow money. The Fed will likely continue to raise its benchmark interest rate – the federal funds rate – in its continued attempt to stem demand and reduce inflation. But that rate affects the cost of borrowing money across the economy, especially home equity lines of credit or HELOCs.

HELOCs often have variable interest rates that are directly tied to an index – the prime rate – that moves in parallel with the federal funds rate. When the Fed raises rates, it means HELOC borrowers are paying more.

Fixed-rate home equity loans aren’t as directly affected, but those rates are set based on the lender’s cost of funds, which also increases as rates rise.

The economic situation means that home equity rates are probably far from over rising, experts say. “I don’t expect [rates] increase at the same rate as over the past nine to twelve months. But I think they will go up. Kevin WilliamsCFP and founder of Full Life Financial Planning, tell us. “Hopefully they’ll slow down, but we’ve seen a lot of ups and downs so it looks like there’s still room for them.”

Benefits of Home Equity Loans

There are many reasons why borrowers love home equity loans: they’re one of the cheapest forms of debt available, they can give you a large sum of money up front, and their payments are predictable.

“A lot of people have untapped equity in a home,” says Charles Sachs, Certified Financial Planner at Kaufman Rossin Wealth, LLC in Miami. A home equity loan is a great way to take advantage of this; here are the main advantages:

Relatively low interest rates

Interest rates for just about every type of debt are going up right now. But generally speaking, loans secured by your home offer some of the lowest interest rates, especially compared to credit card Where personal loans.

Currently, interest rates for a home equity loan are as low as 5%, compared to 10% or sometimes even 20% on credit cards. Plus, when you take out a home equity loan, you lock in the rate, meaning it will stay the same for the life of the loan.

Predictable payments

You can think of payments on a home equity loan the same way you make your principal mortgage: The payment that is fixed at the very beginning is the payment that you will pay every month, for decades.

“With a home equity loan [the benefit] it’s that it’s a fixed payment,” says Cheng. “Not only is the interest rate fixed, but your payment is fixed.”

This predictable amount allows you to budgetand to ensure that you will be able to pay the payments for the full term of the loan.

Potential tax advantages

If you are looking for a home equity loan to finance home improvementthe interest you pay on the loan could be tax deductible.

“That’s a huge advantage, especially if you take the money from your house and put it back into your house,” Cheng says. She recommends speaking with a tax professional to understand what the tax implications are in your particular case. But it may reduce your tax bill at the end of the year.

Disadvantages of home equity loans

Like any form of debt, home equity loans also have drawbacks. Receiving a lump sum of cash all at once can be dangerous for the unruly, and interest rate – although low compared to other forms of debt – are higher than primary mortgages.

Exceedance potential

You might need a lump sum of money for a big project, but receiving tens of thousands of dollars at a time can be tempting. Cheng warns that if you’re not disciplined about using money for specific purposes, you could be in trouble.

Experts recommend against using the funds for day-to-day expenses or luxuries like a boat or fancy car – especially because if you default on the loan, your home is at risk.

More expensive than a primary mortgage

The simple fact of home equity loans is that they come after your main mortgage. This means that if you stop making payments, the home equity lender is in line with your main mortgage. To compensate for this, interest rates are slightly higher on home equity loans than on your original mortgage.

Longer and more expensive application process

Taking out a home equity loan isn’t as easy or as quick as applying for a new credit card. The process usually takes weeks or even months while the bank reviews your application and your credit history.

These loans may also involve fees or closing costs, which means there is a cost to accessing the equity in your home. Check with a lender to understand the fees you may incur.

Advantages

  • Lower interest rates than other forms of debt

  • Payments are the same throughout the life of the loan

  • Interest could be tax deductible if used for home improvements

The inconvenients

  • You could spend too much if you withdraw too much

  • Interest rates are higher than for a mortgage

  • The application process is longer and more expensive than for credit cards

Home Equity Loan Alternatives

Maybe a home equity loan just isn’t right for you. Consider some of the other options for tapping into your home equity and accessing funds:

HELOC

Home equity lines of credit are another popular option, and for good reason. They offer a level of flexibility that a home equity loan does not. HELOC works like a credit card: you can spend up to a certain limit during the draw period and you only refund the amount you have spent. But be aware that HELOCs often have variable interest rates, and these are only likely to increase in the near future; which makes your payment very unpredictable.

Refinancing by collection

A cash refinance is a way to recast your main mortgage to a higher amount and extract the difference – part of your home’s equity – in cash. This is another way to access lump sum financing. But it would also mean giving up your current mortgage interest rate, which is likely much lower than current rates.

That said, it’s important to crunch the numbers. Cheng advises comparing the “blended” rate on your primary mortgage and a home equity loan, and comparing it to the single interest rate on a cash refinance. “If you’re borrowing a lot of money, you might want to do a cash refinance,” Cheng says.

Pro tip

When deciding between a home equity loan and a cash refinance, compare the combined interest rate you would pay with your current mortgage and home equity loan with what you would get with a cash refinance.

Personal loan

Unlike home equity loans, a Personal loan is generally not secured by your home. That means it’s riskier for the banks (because they have nothing to fall back on) and interest rates are much higher as a result.

They could still be Worth to be consideredhowever, if you need a small amount of money and need it quickly – say, for a medical fees or one urgent home repair.

“It’s definitely a question of what do you need, how much do you need and what is the purpose?” Cheng said.

Cash

There is, of course, another way to finance your project: cold hard cash.

In a rising interest rate environment, it might make sense to forgo debt entirely and simply save money for this home renovation. Cheng suggests making a monthly contribution to your savings and earmarking a portion of any windfalls for that goal.

It’s also not a bad idea to save about 25% more than you think you need. “Nobody ever fired me for setting them aside too much,” Cheng says.

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Biden in Florida, Hurricane Ian, Alec Baldwin “Rust”, Fat Bear Week, Ukraine. Wednesday news. https://tinigard.info/biden-in-florida-hurricane-ian-alec-baldwin-rust-fat-bear-week-ukraine-wednesday-news/ Wed, 05 Oct 2022 21:58:07 +0000 https://tinigard.info/biden-in-florida-hurricane-ian-alec-baldwin-rust-fat-bear-week-ukraine-wednesday-news/ Hurricane Ian destroyed tiny Pine Island, but those residents aren’t leaving. Alec Baldwin reaches an agreement with the family of the cinematographer killed on the set of “Rust”. And who is the biggest bear of all? It’s Big Bear week. 👋 Hello! Laura Davis here. It’s Wednesday. I hope you are having a good week. […]]]>

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A new law protects residents of boats against steep rent increases https://tinigard.info/a-new-law-protects-residents-of-boats-against-steep-rent-increases/ Wed, 05 Oct 2022 18:50:15 +0000 https://tinigard.info/a-new-law-protects-residents-of-boats-against-steep-rent-increases/ ALAMEDA Gov. Gavin Newsom approved legislation Sept. 28 that will protect 477 floating home owners from steep increases in the rents they pay for legal berths in San Francisco Bay. The law’s two main provisions limit annual increases in berth rents at Bay Area floating marinas to 3% plus cost of living or 5%, whichever […]]]>

ALAMEDA

Gov. Gavin Newsom approved legislation Sept. 28 that will protect 477 floating home owners from steep increases in the rents they pay for legal berths in San Francisco Bay.

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Fun things to do this week in Phoenix: Immersive King Tut, and more https://tinigard.info/fun-things-to-do-this-week-in-phoenix-immersive-king-tut-and-more/ Mon, 03 Oct 2022 15:20:00 +0000 https://tinigard.info/fun-things-to-do-this-week-in-phoenix-immersive-king-tut-and-more/ This week there are fun and interesting events taking place in the Phoenix metro. You can take an immersive history lesson on the life of Pharaoh Tutankhamun, spend an evening playing the lottery amid the splendor of the Desert Botanical Garden, or rock with local jazz musicians at The Lost Leaf. More activities are happening […]]]>

This week there are fun and interesting events taking place in the Phoenix metro. You can take an immersive history lesson on the life of Pharaoh Tutankhamun, spend an evening playing the lottery amid the splendor of the Desert Botanical Garden, or rock with local jazz musicians at The Lost Leaf.

More activities are happening in the valley from Monday October 3rd to Thursday October 6th, but you’ll have to read on for all the details. And the Phoenix New Times online calendar has even more options for things to do this week.

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The Lost Leaf near Roosevelt Row in downtown Phoenix.

The lost leaf

Jazz Mondays

Monday nights are usually one of the lowest points of the week. The weekend is in the rearview mirror and four straight days of work or school await until you can let loose again. The folks at popular Roosevelt Row beer and wine bar The Lost Leaf, 914 North Fifth Street, help brighten up otherwise ordinary Monday nights with their weekly jazz session. A rotating lineup of local musicians and bands performs onsite beginning at 9 p.m. their thing on Monday October 3rd. Free entry. Benjamin Leatherman

“Immersive King Tut: Magical Journey to Light”

The trend of immersive cultural experiences available in the valley has grown. This time it’s less about art and more about history. “Immersive King Tut: magical journey to lightrecently opened at Scottsdale’s Lighthouse ArtSpace, 4301 North Scottsdale Road. The project, which is under the auspices of the Egyptian Council for Tourism Affairs, was created by Lighthouse Immersive, the same company behind the “Immersive Van Gogh” and “Immersive Klimt: Revolution” exhibits. “Immersive King Tut” uses “stunning visuals to tell the story of the Amduat, an important ancient Egyptian funerary text, considered the oldest known pictorial history, which was depicted on the tombs of pharaohs.” State-of-the-art video mapping and groundbreaking animation are used to depict the story of Pharaoh Tutankhamun, one of Egypt’s best-known rulers, and his passage through the afterlife as he “escorts the sun to through the underworld each night to rise victoriously anew each morning,” according to a press release. The exhibit runs Wednesday through Monday each week. Hours vary. Tickets start at $35 per person Where $25 per person for groups of 10 or more. Full details are available here. Jennifer Goldberg

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The Simpson family in their natural habitat.

Benjamin Leatherman

The Simpsons Trivia: Treehouse of Horror Edition

Like any unconditional fan of The simpsons will tell you, one of the highlights of each season is the animated show’s annual Halloween-themed specials. Known as the “Treehouse of Horror”, these episodes feature three (or more) stand-alone segments where the Simpson family or other Springfieldians are involved in storylines and settings inspired by horror, sci-fi, fantasy or the supernatural. (Our all-time favorite is “Nightmare on Evergreen Terrace,” which inspired Freddy Krueger.) Officially, a total of 32 Halloween specials have aired (not including this season’s version which airs in a few weeks). ). Local The Simpsons fans who have seen each of them can claim their knowledge of Comic Book Guy episodes on Wednesday, October 5 at the Valley Bar, 130 North Central Avenue. The venue’s weekly trivia night will focus on “Treehouse of Horror” specials and give away concert tickets and other prizes. Registration begins at 6 p.m. and teams of up to six people can participate. Questions start at 7 p.m. and participation is free. More details are available here. Benjamin Leatherman

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Try your luck at the Lotería night.

Andreana Moya Photography/CC BY 2.0/Flickr

Lottery evening

A prickly pear. A bird. A scorpio. A moon. These are just four of the 54 elements you will find depicted on early lottery cards created in Mexico, where they are used to play the popular game first developed in Italy and played in Spain. It works much like bingo. Basically, you have a sheet with several lottery icons on it, and you put a marker on the icons as they are called, hoping to win by being the first person to completely fill your board. Desert Botanical Garden, 1201 North Galvin Parkway, hosts a few Lottery evenings this autumn. The first takes place from 7 p.m. to 9:30 p.m. on Thursday, October 6. Tickets cost $34.95 for the general public and you must be at least 21 years old to attend. Get your timed entry ticket online, then get ready to enjoy cerveza, music from DJ Audrey Pekala, and prizes, along with beautiful evening skies and plant life. Lynn Trimble

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The Champions of Magic Tour illusionists perform their jaw-dropping stunts in downtown Phoenix this week.

champions of magic

Champions of Magic: World Wonderland Tour

You don’t have to believe in magic to enjoy the mind-blowing conjuring that is unleashed during this traveling show. Five of the world’s greatest magicians will perform fantastical and mind-blowing illusions all over the stage at the Orpheum Theatre, 203 West Adams Street on Thursday, October 6. Forget those ordinary tricks of picking playing cards or pulling rabbits out of hats, as the fantastical illusions include sleight of hand shows involving pyrotechnics, Houdini-style escape art, amazing levitations and other thrilling stunts. Headlined by British duo Richard Young and Sam Strange, the tour lineup will also include mentalist Alex McAleer and illusionists like Hollie England and Fernando Velasco. Tours start at 7:30 p.m. Tickets are $45 to $62.50. Benjamin Leatherman

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Legal-Bay Lawsuit Funding Provides Update on Top Sex Abuse Lawsuits https://tinigard.info/legal-bay-lawsuit-funding-provides-update-on-top-sex-abuse-lawsuits/ Thu, 29 Sep 2022 10:45:00 +0000 https://tinigard.info/legal-bay-lawsuit-funding-provides-update-on-top-sex-abuse-lawsuits/ The leading pre-settlement finance company says settlements have been reached in a few high-profile cases; more soon CALDWELL, NJ, September 29, 2022 /PRNewswire/ — Legal-Bay, The Pre Settlement Funding Company, today announced that it continues to actively fund legal loans for sexual abuse cases. Over 90,000 class action and individual lawsuits have been filed against […]]]>

The leading pre-settlement finance company says settlements have been reached in a few high-profile cases; more soon

CALDWELL, NJ, September 29, 2022 /PRNewswire/ — Legal-Bay, The Pre Settlement Funding Company, today announced that it continues to actively fund legal loans for sexual abuse cases. Over 90,000 class action and individual lawsuits have been filed against organizations such as the Catholic Church and the Boy Scouts of America, and sadly, these are just the tip of the iceberg.

Due to Covid, the courts have been severely congested. Many victims of sexual abuse wait for their case to be heard so they can begin the process of healing from their trauma. With new statute of limitations extensions in all fifty states, even more survivors have been able to come forward and sue. Plaintiffs in sexual abuse claims are seeking financial restitution for the physical, emotional and mental harm caused by their abusers, and with the current round of settlements that were granted recently, experts predict many will succeed.

If you have been or know a victim of any type of sexual abuse, assault or harassment and need a trial loan cash advance, please visit Legal-Bay HERE or call toll free at 877.571.0405.

Chris JanisCEO of Legal-Bay, said, “Legal-Bay does not have an exact timeline for trial dates or values ​​for the type of damages plaintiffs can expect to receive. Nevertheless, we continue to fight for our clients by offering financing to those who would rather not wait the endless months until their lawsuits are over. Legal-Bay is ready to provide the settlement money now.

SCOUTS OF AMERICA

Earlier this month, a Delaware The court ruled that the BSA was responsible – and therefore financially liable – for the sexual abuse of thousands of young boys.

Over 80,000 sexual abuse complaints have been filed against the Boy Scouts of America. Despite denials and filing for bankruptcy, the organization was found guilty on numerous counts of fostering an environment where tens of thousands of boys were allowed to be sexually abused. The now-adult survivors have been fighting in court for years in hopes of receiving financial compensation for the atrocities they endured as children. While no amount can ever make up for what they lost, last week’s decision is a small step towards justice. Final settlement values ​​will fall somewhere between $2.4 and $3.6 billion.

Cases will most likely be grouped into levels of categories ranging from the most serious to the least serious abuse. Due to BSA’s limited assets and bankruptcy filings, there is no guarantee for an individual’s settlement values. Regardless, Legal-Bay continues to fund these cases for its clients.

LARRY NASSAR
MICHIGAN STATE OLYMPICS DOCTOR

A $380 million A settlement has been reached in the case against larry nassara University of Michigan doctor who sexually abused over 500 girls and women on the US Olympic gymnastics team. The settlement was announced last week and is one of the largest payouts for a sex abuse lawsuit in history.

Many abused girls and women struggle with emotional scars from their encounters with Nassar, such as anxiety and depression. For some, PTSD even escalated into suicide attempts. Nassar has been convicted of numerous sex crimes and will most likely live out the rest of his life behind bars.

CATHOLIC CHURCH

The number of sexual abuse lawsuits filed against a multitude of Catholic dioceses around the world is virtually incalculable. Tens of thousands of victims have filed lawsuits against clergy who abused them, and only a handful of those cases have been settled. Even without exact figures, recent estimates indicate that the church has already donated more than $3 billion in regulations to applicants in United States alone, with many more cases to come.

Legal-Bay is well versed in clergy abuse litigation, particularly in situations where Catholic churches have filed for bankruptcy to limit payments. Even in these cases, the settlement finance company was able to provide cash advances to victims across the country.

NEW HAMPSHIRE YOUTH CENTER

A Manchester A troubled youth facility has come under fire for wide-ranging abuse of their accused youths. Plaintiffs who resided as children at the facility between 1963 and 2018 claim several instances where they were raped and beaten by their counsellors. More than 450 plaintiffs filed complaints against the State of New Hampshire for abuses inflicted by more than 150 staff members. Only eleven former councilors have been arrested so far.

$100 million was placed in a settlement fund to be divided among the survivors with a $1.5 million cap in place for individual sexual assault claims, and $150,000 for every physical abuse. Total settlement amounts for each victim will be based on additional factors, including the number of occurrences and the length of time they were subjected to the abuse. From January 2023victims will have up to January 2025 file claims for their share of the settlement.

NEW YORK THE SURVIVORS ACT

the New York one The Child Victims Act (CVA) 2019 provided victims of childhood sexual abuse with a means to bring claims beyond the previously allocated statute of limitations window. The CVA has enabled more than 10,000 survivors to come forward and file new lawsuits in New York City alone.

In May this year, however, the law was expanded to include adult victims of sexual assault (those who were already over 18 at the time of the offence). The Adult Survivors Act (ASA) allows victims of previously unreported assaults to sue their abusers, even if the statute of limitations has expired. From November 2022the survivors were granted a one-year extension to sue for any previously unreported claims.

Other states like New Jersey (N.J.), California (AC) and Pennsylvania (AP) have passed similar laws.

MACLAREN RECEPTION HOUSE
LOS ANGELES

A Los Angeles The children’s shelter has been the target of dozens of now-adult complainants who were abused there as children. The shelter was originally intended to be a safe house for children awaiting placement in foster care, and instead turned into a pit of sexual abuse and depravity. Staff and residents preyed on children as young as five, with the abuse allegedly occurring over the years.

MacLaren Hall closed in 2003 following a class action lawsuit filed by the ACLU – among other organizations – alleging multiple sex crimes and failing to investigate allegations of abuse. Due to the new CVA that was recently implemented in California, an extended statute of limitations allowed more than 200 victims to sue for childhood abuse. Settlement amounts have yet to be finalized, but Legal-Bay is funding these cases regardless. Keep an eye on this space for further updates.

If you are an attorney or plaintiff involved in an active sexual abuse lawsuit and need an immediate cash advance for settlement, please visit Legal-Bay HERE or call toll free at 877.571.0405.

Legal-Bay remains vigilant in assisting customers with their sexual abuse claims. Plus, any new client who has a lawsuit pending and needs money can now apply for regular financing to help them through their own financial crisis. They fund all types of lawsuit loans including personal injury, slips and falls, car, boat or construction accidents, judgment or verdict on appeal, commercial litigation, contract litigation, qui-tam or whistleblower cases, the False Claims Act, patent litigation, copyright infringement, and more.

Legal-Bay’s settlement loan programs are designed to provide immediate cash in advance of the claimant’s anticipated monetary compensation. Non-recourse settlement loans, sometimes called lawsuit loans or settlement loans, are risk-free because the money does not need to be repaid if the recipient loses their lawsuit. Therefore, lawsuit loans are not really loans, but rather a cash advance.

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Chris JanisCEO
E-mail: [email protected]
Such. : 877.571.0405
Website: www.Legal-Bay.com

SOURCE Legal-Bay, LLC

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America’s First Black Millionaires https://tinigard.info/americas-first-black-millionaires/ Wed, 28 Sep 2022 05:18:00 +0000 https://tinigard.info/americas-first-black-millionaires/ Sarah Rector is one of the most unlikely millionaires, period. According BlackPast, she was born in 1902 on Muscogee Creek land to a family that had been enslaved by the Creek Indians decades earlier. As reported by The Telegraphan 1866 treaty granted all former Creek slaves 160 acres of land, but by the time the […]]]>

Sarah Rector is one of the most unlikely millionaires, period. According BlackPast, she was born in 1902 on Muscogee Creek land to a family that had been enslaved by the Creek Indians decades earlier. As reported by The Telegraphan 1866 treaty granted all former Creek slaves 160 acres of land, but by the time the rector’s family made their request, there was not much left, and according to The Washington Postland allocated specifically to Sarah was considered virtually worthless.

But taxes had to be paid, so Sarah Rector’s father leased the land to the Devonian Oil Company – and in 1913 a miracle happened: the company found oil on Sarah’s land. Lots of oil. Within months, 10-year-old Sarah Rector was receiving about $300 a day from her oil lease — nearly $9,000 todayor somewhere in the neighborhood of $3 million a year in today’s money.

The reaction of the white establishment has of course been violently racist. She was described as “an orphan, rude, black and uneducated” in a local newspaper, and was often referred to as a racial epithet. Rumors that Sarah was being abused by her federally appointed guardian and her family began to circulate – but the truth was that Sarah had gone to school and had control over her wealth. At 18, Sarah was officially a millionaire. She lived well until 1967, when she suffered a cerebral hemorrhage and died.

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