Money Management – Tinigard http://tinigard.info/ Sat, 25 Sep 2021 13:50:05 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://tinigard.info/wp-content/uploads/2021/05/default1-150x150.png Money Management – Tinigard http://tinigard.info/ 32 32 Car Wash Financing and Loans https://tinigard.info/5000-loan-bad-credit/ https://tinigard.info/5000-loan-bad-credit/#respond Tue, 18 May 2021 11:04:49 +0000 https://tinigard.info/?p=634 Small business owners in the car wash industry must always make sure they have enough working capital to cover day-to-day expenses as well as unexpected emergencies. When your bank account is low, car wash financing can be the stopgap you need. How a Car Wash Loan Can Help Your Car Wash Small business loans can ease […]]]>

Small business owners in the car wash industry must always make sure they have enough working capital to cover day-to-day expenses as well as unexpected emergencies. When your bank account is low, car wash financing can be the stopgap you need.

How a Car Wash Loan Can Help Your Car Wash

Small business loans can ease your stress about financial worries. You can use them for any expenses related to your car wash business, including:

  • Payroll
  • Supplies (soap, towels, printer cartridges)
  • Equipment (computers, car wash system, vacuums)
  • Working capital

Another benefit of taking out a car wash loan is that, when you pay your loan on time each month, you may actually raise your credit scores. Cash payday loans online for additional resources are easily available and avoid lengthy procedures. If down the road, you want to take out more financing, that high score may help you qualify for better interest rates.

How to Finance a Car Wash

Business owners sometimes use financing to cover expenses like those listed above, but sometimes they want to finance a new car wash. In that case, here’s what you should know.

Even if you have cash for the purchase (all or partial), it may still be a good idea to finance the purchase. That way, you still have a cash reserve, should it take longer to reach profitability or you encounter an unexpected expense.

Add up all the costs you expect your new car wash business to have for at least six months. That way, you get a loan that covers you until the business is really established. You’ll need to cover everything from the real estate to equipment to insurance and payroll.

And finally, explore your financing options. As you’ll see below, there are a variety of possibilities, and there’s likely one that’s a better fit for you.

Types of Loan Options for a Car Wash

Car wash owners have many financing options. Whether you’ve got excellent credit or poor, there’s something here for you.

Bank Loans

A term loan from a traditional bank or credit union can offer low interest rates if you qualify. You can use these loans for equipment, business expenses, or to refinance an existing loan. While you might shop with the bank you already do business with, also check offers with other lenders because you might find a better rate somewhere else.

SBA Loans

The Small Business Administration offers affordable loans that are fairly easy to qualify for. Its

7(a) loan is one of the most popular SBA loan programs, as it can be used for many expenses, from real estate to equipment or working capital.

Line of Credit

A term loan gives you all your cash at once, but if you need a little now and a little later, a line of credit is an option. You’ll be approved to access cash up to a set amount. You can borrow from that line at any time, pay it back, and borrow it again.

Equipment Financing

You can use equipment loans specifically to purchase car wash equipment. The equipment you’re buying serves as your collateral, so you don’t need to make a down payment.

Credit Cards

Sometimes you don’t need a loan but you do want to free up cash flow while being able to purchase items for your car wash. If that’s the case, you and your employees can use business credit cards to shop for the business. Most credit cards have high interest rates, so pay your balance in full each month so you don’t incur extra expenses.

Short-Term Loan

If you or your business don’t have the credit scores required for the above options but you still need financing, there are short-term lenders who look at other qualifications besides credit scores, which may make them easier for you to qualify for. These loans tend to have high interest, so get a plan to pay them off quickly.

How to Qualify for Car Wash Financing

Lenders look at different criteria to determine whether a borrower is eligible for financing or not. The biggest factor is credit. Those with excellent credit will have no problem qualifying for loans with low interest rates. For those with less good credit, there are other options, like credit cards or short-term loans.

If your business doesn’t yet have a business credit profile, focus your attention on how to establish business credit so that you can later qualify for great offers.

A lender may also consider how long you’ve been in business. If you’re opening a new car wash, you may find it more challenging to secure financing unless you have a history of running other businesses.

Lenders may also look at your annual revenues if you run an existing business.

How to Apply for Car Wash Loans

While there may be a lengthier application process if you’re applying for a bank or SBA loan over one online (and those applications can sometimes only take minutes to complete), you’ll need the same basic information, no matter where you apply.

First, you’ll be asked for information about your business. How long has it been in operation? Where is it located? What are its annual revenues?

Then, because you will be the guarantor of the loan, meaning if your business can’t pay it back, you personally will be responsible, you will need to provide personal information like your name, address, and Social Security number.

You will be asked for the loan amount you want to borrow as well.

If you are approved, you will be presented with loan terms to review. This will include the interest rate you qualified for, as well as what your monthly payment will be and how many months you will need to repay the loan.

If you agree to the terms, you’ll sign a loan agreement. The funds will be deposited into your bank account in as little as one business day.

How Nav Can Help With Car Wash Financing

While your car wash business needs access to cash, you may be overwhelmed with where to start. Nav can help by showing you the types of loan offers you qualify for in one easy place. From there, the choice is yours. See your loan offers today!

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Civil unrest affected Montco owners can get loans https://tinigard.info/civil-unrest-affected-montco-owners-can-get-loans/ https://tinigard.info/civil-unrest-affected-montco-owners-can-get-loans/#respond Wed, 07 Apr 2021 23:17:36 +0000 https://tinigard.info/civil-unrest-affected-montco-owners-can-get-loans/ MONTGOMERY COUNTY, PA – The United States Small Business Administration has approved a request by Governor Tom Wolf to declare a disaster in Philadelphia after civil unrest from May 30 to June 8 caused millions of dollars in damage. Homeowners, tenants and businesses affected by the unrest in Philadelphia, as well as Bucks, Delaware and […]]]>

MONTGOMERY COUNTY, PA – The United States Small Business Administration has approved a request by Governor Tom Wolf to declare a disaster in Philadelphia after civil unrest from May 30 to June 8 caused millions of dollars in damage.

Homeowners, tenants and businesses affected by the unrest in Philadelphia, as well as Bucks, Delaware and Montgomery counties, may be eligible for low-interest disaster loans through the Mortgage Loan Programs. disaster relief from the SBA. Potential applicants can contact the SBA for more information and start the application process from Monday.

Low interest loans of up to $ 200,000 are available to homeowners to repair or replace damaged or destroyed real estate. SBA regulations allow loans of up to $ 40,000 to repair or replace damaged personal property, including vehicles.

Businesses and nonprofits can borrow up to $ 2 million as a physical disaster loan to restore damaged or destroyed buildings, inventory, equipment and assets. Economic disaster loans can also be used to pay off fixed debts, payroll, accounts payable, and other bills that cannot be paid due to the impact of the disaster.

“We are grateful to the SBA for accepting that this financial assistance is vital to repair or replace a property,” Governor Wolf said. “These low interest loans will go a long way in helping businesses turn around.”

SBA offers long-term repayment options, with terms of up to a maximum of 30 years.

In line with health precautions for COVID-19, the SBA will not establish a physical disaster loan awareness center, but will conduct outreach activities virtually with webinars, Skype calls, phone support and step-by-step assistance. step for requests.

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The best mobile banking apps of September 2021 https://tinigard.info/the-best-mobile-banking-apps-of-september-2021/ https://tinigard.info/the-best-mobile-banking-apps-of-september-2021/#respond Wed, 07 Apr 2021 23:17:34 +0000 https://tinigard.info/the-best-mobile-banking-apps-of-september-2021/ Personal Finance Insider writes about products, strategies, and tips to help you make informed decisions with your money. We may receive a small commission from our partners, such as American Express, but our reports and recommendations are always independent and objective. The best banking apps of September 2021 * Chime is a financial technology company, […]]]>

Personal Finance Insider writes about products, strategies, and tips to help you make informed decisions with your money. We may receive a small commission from our partners, such as American Express, but our reports and recommendations are always independent and objective.

The best banking apps of September 2021

* Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, NA; FDIC members.

Choosing the right bank is an important decision. And if you frequently bank from your phone, you want to choose a bank with a powerful app.

The best banking apps have easy-to-use interfaces that make basic tasks easy: view your account balances, deposit checks, and contact customer service. With some apps, you can also do things like view your balance without logging in or track your credit score.

Here are our favorite banking apps right now:

Ally

large ally logo


Ally Bank, FDIC member


Apple | google play

BB&T

bbt truist large bank logo


BB&T Truist Bank, FDIC member


Apple | google play

Improvement

wide improvement logo


Improvement


Apple | google play

A capital letter

uppercase large logo


A capital letter


Apple | google play

Charles Schwab

charles schwab logo large


Charles Schwab


Apple | google play

chase away

hunt wide logo


Chase Bank, FDIC member


Apple | google play

Carillon

large chime logo


Carillon


Apple | google play

Discover

discover the large logo


Discover Bank, FDIC member


Apple | google play

Huntington Bank

huntington large bank logo


Huntington Bank, FDIC member


Apple | google play

Synchrony

large sychrony logo


Banque Synchrony, FDIC member


Apple | google play

Methodology

To pick our favorite banking apps, we only looked at apps with at least 5,000 reviews in Apple and Google Play stores. Then we narrowed it down to apps with good average ratings in both stores.

We have selected apps for banks that are available throughout much of the United States. This could mean that a bank has branches in multiple US states or operates online.

Our top picks have competitive products that set them apart from other institutions. For example, a bank may pay high interest rates, have tools to help you save money, or allow you to receive paychecks sooner.

Where applicable, we also looked at customer satisfaction ratings in JD Power surveys. The BB&T app had the highest customer satisfaction of any banking app surveyed, and Huntington’s app was the top ranked app for regional banks.

Frequently Asked Questions

What is a banking application?

Most major banking institutions have apps that you can download from Apple or Google Play Store. You will create a username or password. If you’ve used online banking on your web browser before, the login details are likely the same. The layout of the application should be similar to the layout of the browser.

With a banking app, you should be able to do basic things that you normally would in a bank: depositing checks, talking to a representative, and viewing your account balances.

Are banking apps free?

Most banking apps are free when you have an account with the bank. But keep in mind that the accounts themselves may incur fees.

Some banks charge a monthly service fee, unless you can waive it. You can also pay fees for overdrafting your account, using an off-network ATM, or using your debit card in a foreign country.

What do i need a banking app for?

At the very least, you should be able to use your banking app to check your account balances, transfer money between your own bank accounts, deposit paper checks with the app’s camera, and find contact details for the service. customer.

Our best banking apps include even more robust features. When you think about what features you need, think about your banking habits.

  • Do you like to see all your financial information in one place? You might like to bank, invest, and open a credit card with the same company and track them all in one app. You may also want an app that displays your credit score.
  • Do you have an unusual work schedule or a busy life? Maybe you want an app with 24/7 live customer support.
  • Do you want help saving for your goals? Find an app with automatic savings tools or with savings compartments that allow you to organize your different goals.

Finally, keep an eye out for high yield savings accounts, low fees, or early direct deposit features when shopping for a banking app. You want the app to be associated with a bank that offers the products and features you want.

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Prince Philip taken to second hospital for testing and observation https://tinigard.info/prince-philip-taken-to-second-hospital-for-testing-and-observation/ https://tinigard.info/prince-philip-taken-to-second-hospital-for-testing-and-observation/#respond Wed, 07 Apr 2021 23:17:32 +0000 https://tinigard.info/prince-philip-taken-to-second-hospital-for-testing-and-observation/ Prince Philip was transferred to a specialist heart hospital in London on Monday for testing and observation for pre-existing heart disease as he continues to be treated for an unspecified infection, Buckingham Palace said. The husband of Queen Elizabeth II, 99 years old, was transferred from King Edward VII Hospital, where he has been treated […]]]>

Prince Philip was transferred to a specialist heart hospital in London on Monday for testing and observation for pre-existing heart disease as he continues to be treated for an unspecified infection, Buckingham Palace said.

The husband of Queen Elizabeth II, 99 years old, was transferred from King Edward VII Hospital, where he has been treated since February 17, to Saint-Barthélemy Hospital, specializing in cardiac care.

The palace said Philip “remains comfortable and responding to treatment, but is expected to stay in hospital at least until the end of the week.”

Philip was admitted to King Edward VII Private Hospital in London after feeling ill. Philip’s illness is not believed to be linked to COVID-19. He and the Queen, 94, received a first dose of a coronavirus vaccine in early January.

Bart’s Heart Center is the largest specialized cardiovascular center in Europe, the National Health Service said. The center seeks to perform more heart surgery, MRI scans and CT scans than any other service in the world.

Philip, who retired from royal duties in 2017, rarely appears in public. During the current coronavirus lockdown in England, Philip, also known as the Duke of Edinburgh, stayed at Windsor Castle, west London, with the Queen.

Philip married then Princess Elizabeth in 1947 and is the longest-serving royal consort in British history. He and the Queen have four children, eight grandchildren and nine great grandchildren.

In 2011, he was rushed to hospital by helicopter after suffering from chest pain and was treated for a blocked coronary artery. In 2017, he spent two nights in the hospital and was hospitalized for 10 days in 2018 for a hip replacement.

Philip was last hospitalized in December 2019, spending four nights in King Edward VII Hospital for what the palace said was the planned treatment for a pre-existing condition.

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How the Paycheck Protection Program Helped Nashville’s Music Industry https://tinigard.info/how-the-paycheck-protection-program-helped-nashvilles-music-industry/ https://tinigard.info/how-the-paycheck-protection-program-helped-nashvilles-music-industry/#respond Wed, 07 Apr 2021 23:17:29 +0000 https://tinigard.info/how-the-paycheck-protection-program-helped-nashvilles-music-industry/ From bartenders to session musicians, the impact of COVID-19 on Nashville’s best-known industry has been immense. Andrew Kintz | Guest columnist Police sergeant writes song about George Floyd Nashville Police Sgt. Henry Particelli, a singer-songwriter, has written a new song that he says represents the feelings of his fellow law enforcement colleagues as well as […]]]>


From bartenders to session musicians, the impact of COVID-19 on Nashville’s best-known industry has been immense.

to play

  • Andrew Kintz is Executive Vice President, Private Client Services and Music Industry Group, for First Horizon Bank.

Healthcare is a key driver of Nashville’s economy, but it is the music and entertainment industries that are the heart and soul of our city. This is why the COVID-19 pandemic has had such a devastating effect on the financial (and physical) health of our city – and why the Small Business Administration’s Paycheck Protection or PPP program is so essential in helping music and entertainment business owners to survive this crisis. .

Before COVID-19 hit Nashville, our music and entertainment businesses were flourishing. Artists, musicians and songwriters – in musical genres such as bluegrass, country, gospel, R&B, rap, rock – were busy writing and recording the next hit song. Our world famous honky tonks were packed with locals and visitors from out of town.

When stay-at-home regulations were put in place to reduce the spread of COVID-19, much of that activity came to a screeching halt – and the fallout was immediate. Thousands of hard workers have lost their jobs or been put on leave. Lower Broadway has become eerily quiet and the music in most businesses has literally stopped.

The heart and soul of Music City

The importance of the music and entertainment industry to the City of Music cannot be underestimated. A 2013 study by the Nashville Chamber of Commerce found that the music industry has helped create and maintain 56,000 jobs in the Nashville area. The industry paid out $ 3.2 billion in annual wages and salaries. It directly contributed $ 5.5 billion to the local economy and generated an additional $ 4.2 billion in indirect spending for a total of $ 9.7 billion in economic benefits for the metropolitan economy of Nashville.

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If the same study were done today, the numbers would be much higher. Since the days of the House’s research, recorded music sales in the United States reached $ 11.1 billion in 2019. Amazon, Apple and Spotify have established a significant presence in Nashville. Music industry startups in our city continue to grow and add new, high paying jobs to their payrolls.



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PPP to the rescue

COVID-19 puts many small businesses and the livelihoods of their employees at risk. Fortunately, the PPP initiative has provided much-needed capital to help these companies and their employees stay afloat. PPP, which is part of the Coronavirus Aid, Relief, and Economic Security Act enacted on March 27, authorized $ 349 billion in forgivable loans to small businesses to pay their employees during the COVID-19 crisis. Small businesses use the funds for payroll and benefits, mortgage interest, rent, and utilities. Congress also approved an additional $ 310 billion for the program under the Paycheck Protection Program and Health Care Improvement Act, bringing total P3 funding to $ 650 billion.

First Horizon National Corp. immediately understood the importance of supporting as many small businesses as possible through PPP. To meet the demand for loans, our team, led by Carol Yochem, President of the Middle Tennessee region, quickly trained hundreds of bankers to handle various roles in the multi-stage PPP lending process.

As of May 8, First Horizon Bank’s Music Industry and Private Client Services groups had processed more than 300 PPP loans worth around $ 40 million. Many of those dollars went to small businesses – from sole proprietorships to companies with 100 employees – in the music and entertainment industries. The businesses included artist management companies, concert halls, festival companies, coach operators, stage and lighting vendors, booking agencies and music publishers.

In total, First Horizon Bank has helped more than 14,500 small businesses secure $ 1.9 billion in P3s, which have helped maintain nearly 313,000 jobs. About 20% of guaranteed loans went to designated businesses owned by women, minorities and low to moderate income sectors.

The beauty of the music industry is that every dollar spent benefits many Nashville employees. From songwriters to bartenders on Lower Broadway, from session musicians to ticket takers at the Ryman Auditorium, everyone in this ecosystem makes a living from songs created in Music City. And that’s something all Nashvillians should want to protect.

Andrew Kintz is Executive Vice President, Private Client Services and Music Industry Group, for First Horizon Bank.

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Canada ready to discuss airline aid, which could include loans https://tinigard.info/canada-ready-to-discuss-airline-aid-which-could-include-loans/ https://tinigard.info/canada-ready-to-discuss-airline-aid-which-could-include-loans/#respond Wed, 07 Apr 2021 23:17:27 +0000 https://tinigard.info/canada-ready-to-discuss-airline-aid-which-could-include-loans/ FILE PHOTO: Canada’s Transport Minister Marc Garneau speaks to media on Parliament Hill in Ottawa, Ontario, Canada, March 9, 2020. REUTERS / Blair Gable OTTAWA (Reuters) – Canada is set to begin talks with major airlines this week over financial assistance to the hard-hit sector that could take the form of loans or other support, […]]]>

FILE PHOTO: Canada’s Transport Minister Marc Garneau speaks to media on Parliament Hill in Ottawa, Ontario, Canada, March 9, 2020. REUTERS / Blair Gable

OTTAWA (Reuters) – Canada is set to begin talks with major airlines this week over financial assistance to the hard-hit sector that could take the form of loans or other support, the Minister of Finance said on Sunday. Transport Marc Garneau.

The government is developing a package of measures for Canadian airlines, airports and the aerospace industry, Garneau said in a statement, confirming an exclusive Reuters story last week.

“As part of this program, we are ready to establish a process with major airlines regarding financial assistance which could include loans and potentially other supports in order to achieve important results for Canadians,” said Garneau.

He said this would ensure regional communities retain their ties with the rest of Canada, the world’s second largest country by area, and added that “strict conditions” would come with any assistance.

Garneau also said Canada will not spend “a dime of taxpayer dollars on airlines” until Canadians receive refunds for flights that have been canceled due to the coronavirus pandemic.

While several countries, including the United States and Australia, have offered billions of dollars in direct emergency aid to their airlines, Canada has not.

Air Canada AC.TO and WestJet, the two major carriers, and transportation unions have been calling for help for months as passenger demand plummets.

Air Canada has already laid off about 20,000 workers, or about half of its workforce. According to the Canadian Airports Council, passenger traffic in Canada from April to August fell 92% compared to the same period in 2019.

“The airline industry cannot meet these challenges alone, given the unprecedented impacts on its operations,” said Garneau.

Reporting by Steve Scherer; Editing by Sandra Maler and Peter Cooney

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S4 Medical completes Series A financing https://tinigard.info/s4-medical-completes-series-a-financing/ https://tinigard.info/s4-medical-completes-series-a-financing/#respond Wed, 07 Apr 2021 23:17:25 +0000 https://tinigard.info/s4-medical-completes-series-a-financing/ CLEVELAND, April 2, 2021 / PRNewswire / – S4 Medical Takes One More Step in Developing Most Comprehensive Solution to Protect Esophagus from Thermal Injury During Atrial Fibrillation (AF) Catheter Ablation Procedures With Closure of Funding Series A. Three new shareholders – Jobs Ohio, Angel Physician Fund and an anonymous strategic investor – have joined […]]]>

CLEVELAND, April 2, 2021 / PRNewswire / – S4 Medical Takes One More Step in Developing Most Comprehensive Solution to Protect Esophagus from Thermal Injury During Atrial Fibrillation (AF) Catheter Ablation Procedures With Closure of Funding Series A. Three new shareholders – Jobs Ohio, Angel Physician Fund and an anonymous strategic investor – have joined existing investors to help accelerate marketing efforts.

The Series A funding will primarily be used to conduct the company’s investigative device exemption study, which is expected to begin in July 2021. The company has already taken several important steps, including the first human tests, securing intellectual property and demonstrating compatibility with electrophysiology systems.

S4 Medical was co-founded by Dr. Emile Daoud of Ohio State University, and William fuller. The main product of the company is the resolution catheter – a patented device designed to safely deflect and protect the esophagus during catheter ablation for AF.

Co-founder, chief medical officer, co-inventor of the device and head of the electrophysiology section at The Ohio State University, Emile Daoud, MD, said, “We are delighted with the closing of this investment and excited to begin our pivotal trials. If successful, the resolution will be welcomed by electrophysiologists as an added benefit for the management of patients undergoing AF ablation. “

Since its creation at the end of 2017, S4 has evolved rapidly and has taken important steps to resolution device on the market. “S4 offers a world-class solution to a big problem and a big market opportunity,” says co-founder and CEO William fuller. “Our existing and new investors see the promise of the S4 solution and the potential to provide additional safety to catheter ablation procedures.”

“We immediately recognized the value of S4’s technology and are delighted not only to participate in this funding, but also to support S4 in its clinical studies,” says Manish bhandari, MD, Managing Partner of the Angel Physician Fund of Cincinnati, who comes into the cycle with a wealth of clinical and entrepreneurial experience.

Member of the board of directors of S4 and general manager of Columbus-based on the Ohio Innovation Fund (OIF), Bill Baumel, adds: “The OIF reinvests with confidence in S4 Medical and its mission of commercializing cutting-edge research, with the aim of having a considerable positive impact on people’s lives.

“AF ablation is a large and rapidly growing market,” says Hardik desai, senior partner at Jumpstart Inc, from Cleveland, Ohio, “and we are pleased to support S4 as they enter the clinical phase to commercialization to address this critical unmet need.” Jumpstart, which focuses on early stage investing and has been involved in S4 from the start, has also reinvested in the Series A cycle.

About S4:

S4 Medical Corp. is a medical device company specializing in innovative solutions for cardiac procedures. The main goal of the company is a simple but comprehensive solution to reduce complications of the esophagus during catheter ablation treatment for atrial fibrillation. The S4 team is driven by providing advanced solutions for superior healthcare. For more information visit S4 at www.S4medical.com on LinkedIn and Twitter.

Media contact:

William fuller

440.279.8091

306639@email4pr.com

View original content to download multimedia: http://www.prnewswire.com/news-releases/s4-medical-closes-series-a-financing-301261376.html

SOURCE S4 Medical

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Landing AI named in 2021 CB Insights AI 100 list of the most innovative artificial intelligence startups https://tinigard.info/landing-ai-named-in-2021-cb-insights-ai-100-list-of-the-most-innovative-artificial-intelligence-startups/ https://tinigard.info/landing-ai-named-in-2021-cb-insights-ai-100-list-of-the-most-innovative-artificial-intelligence-startups/#respond Wed, 07 Apr 2021 23:17:23 +0000 https://tinigard.info/landing-ai-named-in-2021-cb-insights-ai-100-list-of-the-most-innovative-artificial-intelligence-startups/ NEW YORK, April 7, 2021 / PRNewswire / – CB Insights now named Landing AI at the fifth edition IA 100 ranking, presenting the 100 most promising private artificial intelligence companies in the world. “This is the fifth year that CB Insights has recognized the most promising private artificial intelligence companies with the AI ​​100, […]]]>

NEW YORK, April 7, 2021 / PRNewswire / – CB Insights now named Landing AI at the fifth edition IA 100 ranking, presenting the 100 most promising private artificial intelligence companies in the world.

“This is the fifth year that CB Insights has recognized the most promising private artificial intelligence companies with the AI ​​100, and it’s one of the most global groups we’ve ever seen. This year’s cohort covers 18 industries and works on everything from climate risk to accelerating drug R&D, ”said CB Insights CEO Anand Sanwal. “Last year’s 100 AI companies had a remarkable run after being named to the list, with over 50% of them to raise additional funding (totaling $ 5.2 billion), including 16 mega-towers over $ 100 million. Many also came out via M&A, SPAC or IPO. As industry after industry embraces AI, we expect this year’s class to experience similar levels of interest from investors, acquirers, and customers. “

“AI has created tremendous value in leading technology companies, and it is now on the path to transforming other industries. The CB Insights AI 100 list reflects the broad impact AI is already having on businesses today. To be recognized by this annual list is an honor and we will continue to work with our clients to unleash the value of AI, ”said Andre Ng, founder and CEO of Landing AI.

Using an evidence-based approach, the CB Insights research team selected the AI ​​100 from a pool of over 6,000 companies based on several factors including patent activity, investor quality, news sentiment analysis, proprietary Mosaic scores, market potential, partnerships, competitive landscape, team strength and technological novelty.

Landing AI applies AI and deep learning to help manufacturers solve complex visual inspection problems and drive business value. LandingLens, an end-to-end AI platform the company designed to build, deploy and scale AI-based visual inspection solutions, has received numerous accolades from leading global manufacturers.

Stanley Black and Decker is the world’s leading tool manufacturer. One of our best AI projects used it to inspect welds. A challenge with weld inspection is that we have very specialized technicians who use different standards when taking annotations. Having the LandingLens workflow to identify problematic cases and improve labels was really helpful. We can then go back and find inconsistencies. By minimizing variability between different people, this tool has helped us reduce rework, quality related downtime and project costs, ”said Amir Kachani, Director of AI and Digital Product Development, Stanley Black & Decker, Inc.

About CB Insights
CB Insights creates software that empowers the world’s best companies to discover, understand, and make technology decisions with confidence. By combining data, expert advice and work management tools, clients manage their end-to-end technology creation process on CB Insights. For more information, please visit www.cbinsights.com.

Contact:
CB Insights
[email protected]

About Landing AI
Landing AI empowers clients to harness the business value of AI by delivering software tools and transformation programs. One of the company’s main products is LandingLens, an end-to-end AI platform specifically designed for industrial customers to build, deploy and scale visual inspection solutions based on the IA. Founded by one of the most recognizable names in AI, Dr. Andre Ng, (founding manager of the Google Brain team and former chief scientist at Baidu), Landing AI is uniquely positioned to help companies around the world successfully move their AI projects from proof of concept to production. in large scale.

Contact:
Leo Zou
[email protected]

SOURCE landing AI

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Department of Education Cancels Student Loan Debt of Over 40,000 People with Disabilities | Latin post https://tinigard.info/department-of-education-cancels-student-loan-debt-of-over-40000-people-with-disabilities-latin-post/ https://tinigard.info/department-of-education-cancels-student-loan-debt-of-over-40000-people-with-disabilities-latin-post/#respond Wed, 07 Apr 2021 23:17:21 +0000 https://tinigard.info/department-of-education-cancels-student-loan-debt-of-over-40000-people-with-disabilities-latin-post/ By Jess Smith First published: March 30, 2021 at 7:47 a.m. EDT Two weeks after the cancellation of the student debt of some 72,000 defrauded borrowers, the secretary of the Ministry of Education, Miguel Cardona, on Monday announced relief measures for borrowers with total and permanent disabilities. Under the previous rule imposed under the administration […]]]>

By Jess Smith

Two weeks after the cancellation of the student debt of some 72,000 defrauded borrowers, the secretary of the Ministry of Education, Miguel Cardona, on Monday announced relief measures for borrowers with total and permanent disabilities.

Under the previous rule imposed under the administration of former President Barrack Obama, if an individual were determined by a physician, Social Security Administration or the Department of Veterans Affairs to be permanently disabled, the individual would be eligible. the cancellation of federal student debt.

Some documents had to be submitted within three years, as they would be used to verify that their income did not exceed the poverty line. Now, said requirements have been lifted by the Education Department, the Washington Post reported.

According to Business Insider, the Department of Education noted that the move would help more than 230,000 borrowers. The 41,000 people who had a total of $ 1.3 billion in loans will no longer repay their loans because they will no longer have any additional obligations to pay off student debt and be repaid any payments they have made during. the pandemic. In addition, the other 190,000 borrowers would not be asked to submit income documents.

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Miguel Cardona stressed in a statement that borrowers with permanent disabilities should focus on their overall well-being and should not put their health on the line just to submit income information amid the pandemic.

Miguel Cardona also noted that by waiving all requirements, the government could ensure that no totally and permanently disabled borrower is at risk of having to repay their loans simply because they cannot submit documents.

In a 2016 Government Accountability Office report, they found that 98% of reinstated disability releases were due to borrowers not being able to submit the required documents, and not because their income was too high.

The Education Ministry noted that eligible borrowers would begin to see their loans revert to release status in the coming weeks. The Ministry of Education is considering further changes to the way it monitors the income of borrowers with total and permanent disabilities.

Despite the fact that the change in rule on student debt is good news for borrowers with disabilities who are struggling to repay their debt, some experts have said that it is still not enough because there is a need to tackle the root cause of the problem.

Previous survey

A 2019 survey by the NPR found that only 28% of eligible borrowers were getting the debt relief they were entitled to.

From March 2016 to September 2019, 75,000 of 200,000 borrowers failed their programs due to failed submission and saw their debt reinstated, NPR reported.

Lawmakers previously urged the Trump administration to automatically pay off student debts with permanent disabilities, but that did not happen.

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WATCH: Are You Eligible For A $ 1 Billion Student Loan Cancellation – From Business News

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Citing COVID-19, Massachusetts Courts Reduce Return to Jury Trials https://tinigard.info/citing-covid-19-massachusetts-courts-reduce-return-to-jury-trials/ https://tinigard.info/citing-covid-19-massachusetts-courts-reduce-return-to-jury-trials/#respond Wed, 07 Apr 2021 23:17:20 +0000 https://tinigard.info/citing-covid-19-massachusetts-courts-reduce-return-to-jury-trials/ Citing an increase in COVID-19 cases, the Massachusetts Supreme Court of Justice and Magistrates’ Court said the return to in-person jury trials would start slower than expected. State courts will move forward with the first phase of reopening the week of November 30, but trials will keep juries at six and will only begin in […]]]>

Citing an increase in COVID-19 cases, the Massachusetts Supreme Court of Justice and Magistrates’ Court said the return to in-person jury trials would start slower than expected.

State courts will move forward with the first phase of reopening the week of November 30, but trials will keep juries at six and will only begin in three to five courthouses that meet the requirements set by the jury management advisory committee, the SJC said in a press release.

The JMAC has several requirements in place for courthouses to ensure jurors and others in the courtroom can work safely, ranging from how summons are received to how they are received. enters and exists in the courthouse.

Trials allowed to go ahead with juries in Phase 1 will help court leaders understand how to plan for Phase 2, where more jury trials will be allowed to resume.

“The limited resumption of jury trials is intended to balance the safety of anyone entering a courthouse with the basic constitutional right to a jury trial,” the SJC information office said in a statement. “Strict compliance with the protection protocols and security measures put in place by the court of first instance will allow the court to better protect these two interests. “

Persons who are summoned to serve on a jury should contact the Office of the Jury Commissioner before they are expected to enter the courthouse if they or a member of their household are considered to be at high risk or if d other COVID-related circumstances arise. The SJC has shared information online about what people should know if they are called for jury duty.

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