Cupertino CA Premier Homeownership Resource – Homebuyer’s Guide Released

Cupertino Realtors Gupta Realty Group (408-882-1369) of KW Realty has released a resource to help readers achieve their homeownership goals. The report highlights key topics such as down payment options, mortgage pre-approval and credit scores.

Sharad Gupta has released a new report to shed light on various solutions to common obstacles faced by buyers. As the prospect of owning a home before the age of thirty grows dimmer, Gupta wants buyers to know that there are viable options and financial incentives that can help them.

Additional information can be found by visiting,

Gupta Realty Group released the report to educate potential buyers and young people on the avenues and resources they can use to finally stop renting and buy their own home.

As mentioned in “How to Stop Paying Rent and Become a Homeowner,” millennials and young adults are dealing with lower odds and higher interest rates than previous generations. When asked about the top barriers to buying a home, one of the most common responses was the ability to save for a down payment while covering basic monthly living expenses.

Often a monthly mortgage payment on a home is below market prices for rent, suggesting the challenge is generating the down payment itself. Saving for a sufficient down payment can seem almost impossible without the help of family members.

According to the report, there are several financial resources available apart from family and friends, such as government-backed incentives. Local, state and federal sources offer grants, loans, tax credits and other incentives to help ease the monetary constraints faced by many buyers.

For example, the First-Time Home Buyer Incentive can cover up to 15% of a home’s current value and can be applied toward down payment, renovations, green improvements, and more.

Buyers with good credit can usually receive loans and mortgages at lower interest rates from their financial institution or lender to help cover costs. While high-interest loans may be an option for homebuyers with poor credit, the report recommends settling any outstanding debt before applying for a mortgage to qualify for better rates.

About Sharad Gupta:

With over 15 years of experience in the real estate industry, Gupta is committed to helping clients build capital and achieve their homeownership goals.

Interested parties can access the full free report by visiting

Contact information:
Name: Sharad Gupta
E-mail: Send an email
Organization: Gupta real estate group
Address: 19400 Stevens Creek Blvd, Suite#200, Cupertino, CA 95014, USA
Phone: +1-408-763-8131

Build ID: 89061957

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