Kids Can Now Add Parents To Their California Insurance Plan

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California was the first state to have certain adult children add their parents as dependents to their insurance plans, a move made by a small number of people living illegally in the country who are not eligible. to other support programs. I want to cover. It was for the children to extend their parents’ health insurance plan. Former President Barack Obama’s medical law allowed the child to remain in his parents’ plans until the age of 26. To go further in some states, such as Florida, Illinois, Pennsylvania, and New Jersey, children can stay in their parents’ plans for at least 30 years. California is currently the first state to move in the opposite direction by allowing certain adults to participate in children’s health insurance plans. Democratic Governor Gavin Newsom signed the law this week, which will not come into effect until 2023. “Signing the Parents’ Health Act will help more families care for their parents as they care for them. us, “said Insurance Commissioner Ricardo Lara, who must be qualified to qualify. You should rely on your child for at least 50% of all support. The law only applies to those who purchase health insurance in the private market. Those who are insured through work, including most residents of the state, are not eligible. This makes the law much cheaper. In previous versions, it applied to more people, but depending on the number of people registered, employer contributions could go from $ 200 million to $ 800 million annually. As a result, business groups, including the California Chamber of Commerce, opposed the bill and won significant concessions. A narrower version of this law allows far fewer people to register. According to an analysis by the Senate Expenses Commission, the California Department of Insurance estimates that only 15,000 adults will use the law, increasing personal premiums from $ 12 million to $ 48 million per year. This change was enough for the Chamber of Commerce to dispel dissenting opinions. The author of the law, Los Angeles Democrat Miguel Santiago, said it was for people who could not get subsidized health insurance because they were living illegally in the country. Covered California, the state’s health insurance market, offers discounted insurance plans, but only to citizens. The Medicaid program in California provides government-funded insurance to people over the age of 50 and under 25, regardless of their immigrant status. The University of California, Berkeley Labor Center, predicts that more than 3 million people in California will not have health insurance next year, 65% of whom live in the country. Illegal. Santiago said the law is “a way to fill this gap” while helping other adults “through the cracks.” He said.

California was the first state to have certain adult children add their parents as dependents to their insurance plans. The move hopes to cover a small number of people who live illegally in the country and are not covered by other support programs.

The national trend was to ensure that children stay on their parents’ health insurance plans. Former President Barack Obama’s medical law allowed the child to remain in his parents’ plans until the age of 26. To go further in some states, such as Florida, Illinois, Pennsylvania, and New Jersey, children can stay in their parents’ plans for at least 30 years.

However, California is now the first state to move in the opposite direction by allowing certain adults to participate in children’s health insurance plans. Democratic Governor Gavin Newsom signed the law this week, but it won’t come into effect until 2023.

“The signing of the Parents’ Health Act helps more families to take care of their parents like they take care of us,” said Insurance Commissioner Ricardo Lara.

To be eligible, adults must rely on their children for at least 50% of their total support. The law only applies to those who purchase health insurance in the private market. Those who are insured through work, including most residents of the state, are not eligible.

This makes the law much cheaper. In previous versions, it applied to more people, but depending on the number of people registered, employer contributions could go from $ 200 million to $ 800 million annually. As a result, business groups, including the California Chamber of Commerce, opposed the bill and won significant concessions.

A narrower version of this law ensures that far fewer people can register. According to an analysis by the Senate Expenses Commission, the California Department of Insurance estimates that only 15,000 adults will use the law, increasing personal premiums from $ 12 million to $ 48 million per year. This change was enough for the Chamber of Commerce to eliminate the opponents.

The author of the law, Los Angeles Democrat Miguel Santiago, said it is aimed at people who cannot get subsidized health insurance because they live illegally in the country.

Covered California, the state’s health insurance market, offers discounted insurance plans, but only to citizens. The Medicaid program in California provides government-funded insurance to people over the age of 50 and under 25, regardless of their immigrant status. However, some adults may not be eligible because they are slightly above their income limits.

The University of California, Berkeley Labor Center, predicts that more than 3 million people in California will not have health insurance next year, 65% of whom live illegally in the country.

Santiago said the law is “a way to fill this gap” while helping other adults “through the cracks.”

“We are all talking about improving access to health care, and here is a very easy way to do it,” he said.

Kids Can Now Add Parents To Their California Insurance Plan

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