Review of Virginia Bay (OTCMKTS: BAYK) and Banner (NASDAQ: BANR) Banks


Banner (NASDAQ:BANRGet a rating) and Bay Banks of Virginia (OTCMKTS: BAYKGet a rating) are both finance companies, but which is the best investment? We will compare the two companies based on institutional ownership strength, risk, profitability, earnings, dividends, analyst recommendations and valuation.

Profitability

This table compares the net margins, return on equity and return on assets of Banner and Bay Banks of Virginia.

Net margins Return on equity return on assets
Banner 31.19% 12.12% 1.17%
Virginia Bay Banks N / A N / A N / A

Valuation and benefits

This table compares the revenue, earnings per share (EPS), and valuation of Banner and Bay Banks of Virginia.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Banner $616.92 million 3.42 $201.05 million $5.54 11.13
Virginia Bay Banks $55.38 million 2.27 $7.06 million N / A N / A

Banner has higher revenues and profits than Bay Banks of Virginia.

Institutional and insider ownership

85.0% of Banner’s shares are held by institutional investors. 1.5% of Banner shares are held by insiders. By comparison, 7.6% of Bay Banks of Virginia’s stock is held by insiders. Strong institutional ownership is an indication that endowments, large money managers, and hedge funds believe a company is poised for long-term growth.

Analyst Notes

This is a breakdown of the current ratings of Banner and Bay Banks of Virginia, as reported by MarketBeat.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Banner 0 1 2 1 3.00
Virginia Bay Banks 0 0 0 0 N / A

Banner currently has a consensus price target of $65.00, suggesting a potential upside of 5.42%. Given Banner’s higher possible upside, research analysts clearly believe that Banner is more favorable than Bay Banks of Virginia.

Summary

Banner beats Bay Banks of Virginia on 10 of 11 factors compared between the two stocks.

About the banner

(Get a rating)

Banner Corporation operates as a bank holding company for Banner Bank which provides commercial banking and financial products and services to individuals, businesses and public sector entities in the United States. It accepts various deposit instruments, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, regular savings accounts and certificates of deposit, as well as cash management services and savings plans. pension saving. The Company also offers commercial real estate loans, including real estate loans for homeowners, investment properties and multi-family residential properties; loans for construction, land and land development; residential mortgages; commercial business loans; agricultural loans; and consumer and other loans, such as home equity lines of credit, car, boat and recreational vehicle loans, and loans secured by deposit accounts. In addition, it is engaged in mortgage banking business through the origination and sale of one to four family and multi-family residential loans, as well as small business administration loans. Additionally, the company provides electronic and digital banking services. As of December 31, 2021, it operated 150 branches and 18 loan origination offices located in Washington, Oregon, California, Idaho and Utah. Banner Corporation was founded in 1890 and is headquartered in Walla Walla, Washington.

About Bay Banks of Virginia

(Get a rating)

Bay Banks of Virginia, Inc., through its subsidiaries, provides a variety of banking products and services to businesses, professionals and consumers in Virginia. The company accepts checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit and individual retirement accounts. Its lending products include commercial and industrial loans, such as small business loans, asset-based loans and other secured and unsecured loans and lines of credit; purchased loans; residential and commercial mortgages; home equity loans; consumer installment loans; and consumer loans including car and boat financing, home improvement loans and unsecured personal loans. The company also provides credit cards; and insurance, online banking, telephone banking, mobile banking, analytics verification, cash management deposit, wire transfer, direct deposit payroll, safe deposit box, positive payment and remote deposit services, as well than a range of commercial loan options. In addition, it offers management services, including estate planning and settlement, as well as trust, investment and wealth management services; and revocable and irrevocable living trusts, testamentary trusts, custodial accounts, investment planning, brokerage services, managed investment accounts, and managed and self-managed rollover individual retirement accounts for personal trusts and d ‘company. As of March 9, 2020, the company operated 17 banking offices located in the greater Richmond area, Northern Neck area, Middlesex County and Hampton Roads area. Bay Banks of Virginia, Inc. was founded in 1930 and is headquartered in Richmond, Virginia.



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